Retirement plan

REHAB EMPLOYEE SERVICES 401(K) PLAN

Name: REHAB EMPLOYEE SERVICES, LLC - REHAB EMPLOYEE SERVICES 401(K) PLAN (2017) Form 5500
Creator: REHAB EMPLOYEE SERVICES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, REHAB EMPLOYEE SERVICES 401(K) PLAN, REHAB EMPLOYEE SERVICES, LLC

REHAB EMPLOYEE SERVICES, LLCEIN 26-1209748Plan #001PY 2017

1200 CORPORATE DRIVE, SUITE 400 - BIRMINGHAM, AL 35242205-991-7488

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$25.8M

+40.4% from 2016

Total participants

1,716

+18.8% from 2016

Average account balance

$25,963

+24.8% from 2016

Annual return

24.15%

+9.02 pp from 2016

Benchmarks

See 1,308 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants1,000-4,999

Cohort1,308 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$208.57M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

5,428

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

52.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$23.84M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.38%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$106

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$131,812
MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years Filed as: MASSACHUSETTS MUTUAL LIFE INS COMP Service code 55 PO BOX 8089 · BOSTON, MA 02266	Other Commissions	$50,905
GREAT-WEST LIFE & ANNUITY INSURANCE3+ years Filed as: ADVISED ASSET GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$29,313
BLACK & PINCKARD LLC3+ years Filed as: BLACK & PINCKARD Service code 10 PO BOX 26384 · HOOVER, AL 35260	Accounting	$17,000
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Filed as: MASSACHUSETTS MUTUAL LIFE INS. Service code 27 PO BOX 771115 · CINCINNATI, OH 45277	Advisory (Plan)	$14,774
ACUFF & ASSOCIATES, INC.3+ years Filed as: ACUFF & ASSOCIATES Service code 13 210 WESTWOOD PLACE · BRENTWOOD, TN 37027	Contract Administrator	$10,000

Plan features & details

Pension benefit codes2E2F2G2J2K2T3B3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$165K

$103 / participant

Contract admin$165K100.0%

% of EOY assets

0.637%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BLACK & PINCKARD LLC
Auditor EIN: 260079381
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,963

$44,989-42.3%

$170,439-84.8%

$77,958-66.7%

Participation rate

54.8%

64.6%-9.8pp

83.6%-28.8pp

71.6%-16.9pp

Annual return

24.15%

19.61%+4.5pp

205.94%-181.8pp

20.87%+3.3pp

Employer contribution / active EE

$680

$1,466-53.6%

$5,433-87.5%

$2,310-70.6%

Participant deferral / active EE

$2,272

$2,208+2.9%

$4,939-54.0%

$3,537-35.8%

Admin fee / account holder

$165

$69+139.8%

$13,881-98.8%

$97+69.8%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$131,812

MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INS COMP

Service code 55

PO BOX 8089 · BOSTON, MA 02266

Other Commissions

$50,905

GREAT-WEST LIFE & ANNUITY INSURANCE3+ years

Filed as: ADVISED ASSET GROUP

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$29,313

BLACK & PINCKARD LLC3+ years

Filed as: BLACK & PINCKARD

Service code 10

PO BOX 26384 · HOOVER, AL 35260

Accounting

$17,000

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Filed as: MASSACHUSETTS MUTUAL LIFE INS.

Service code 27

PO BOX 771115 · CINCINNATI, OH 45277

Advisory (Plan)

$14,774

ACUFF & ASSOCIATES, INC.3+ years

Filed as: ACUFF & ASSOCIATES

Service code 13

210 WESTWOOD PLACE · BRENTWOOD, TN 37027

Contract Administrator

$10,000

REHAB EMPLOYEE SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

REHAB EMPLOYEE SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion