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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,813 | $159,934+38.7% | $147,005+50.9% | $145,959+52.0% |
| Participation rate | 52.4% | 84.0%-31.6pp | 82.2%-29.8pp | 80.3%-27.9pp |
| Annual return | 16.33% | 98.24%-81.9pp | 418.76%-402.4pp | 561.95%-545.6pp |
| Employer contribution / active EE | $2,710 | $5,287-48.7% | $4,934-45.1% | $4,661-41.9% |
| Participant deferral / active EE | $8,255 | $8,427-2.0% | $8,070+2.3% | $6,689+23.4% |
| Admin fee / account holder | $2,551 | $15,053-83.1% | $13,006-80.4% | $13,398-81.0% |