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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,100 | $167,522+153.8% | $151,639+180.3% | $134,532+216.0% |
| Participation rate | 88.9% | 88.4%+0.5pp | 87.5%+1.4pp | 81.2%+7.7pp |
| Annual return | -16.32% | 7.81%-24.1pp | 3.34%-19.7pp | 418.27%-434.6pp |
| Employer contribution / active EE | $18,975 | $6,828+177.9% | $6,165+207.8% | $4,741+300.2% |
| Participant deferral / active EE | $24,014 | $8,986+167.2% | $8,363+187.1% | $6,401+275.2% |
| Admin fee / account holder | $5,082 | $13,780-63.1% | $11,613-56.2% | $11,429-55.5% |