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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,667 | $183,988+56.9% | $162,177+78.0% | $152,897+88.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | -4.97% | 150.79%-155.8pp | 115.60%-120.6pp | 345.43%-350.4pp |
| Employer contribution / active EE | $14,011 | $6,370+120.0% | $5,613+149.6% | $4,764+194.1% |
| Participant deferral / active EE | $13,153 | $8,032+63.7% | $7,297+80.3% | $5,851+124.8% |
| Admin fee / account holder | $6,902 | $13,123-47.4% | $10,843-36.3% | $11,599-40.5% |