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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,786 | $58,888-85.1% | $178,499-95.1% | $73,493-88.0% |
| Participation rate | 16.3% | 66.2%-49.9pp | 81.9%-65.6pp | 70.7%-54.3pp |
| Annual return | 45.62% | 24.86%+20.8pp | 151.10%-105.5pp | 28.51%+17.1pp |
| Employer contribution / active EE | $404 | $2,236-82.0% | $5,011-91.9% | $2,270-82.2% |
| Participant deferral / active EE | $834 | $2,568-67.5% | $5,202-84.0% | $3,740-77.7% |
| Admin fee / account holder | $52 | $400-86.9% | $13,986-99.6% | $513-89.8% |