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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,392 | $183,988+14.4% | $162,177+29.7% | $152,897+37.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 43.34% | 150.79%-107.4pp | 115.60%-72.3pp | 345.43%-302.1pp |
| Employer contribution / active EE | $14,139 | $6,370+122.0% | $5,613+151.9% | $4,764+196.8% |
| Participant deferral / active EE | $13,061 | $8,032+62.6% | $7,297+79.0% | $5,851+123.2% |
| Admin fee / account holder | $605 | $13,123-95.4% | $10,843-94.4% | $11,599-94.8% |