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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,565 | $87,546-84.5% | $75,784-82.1% | $125,389-89.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -0.62% | 13.49%-14.1pp | 9.68%-10.3pp | 282.24%-282.9pp |
| Employer contribution / active EE | $1,599 | $3,930-59.3% | $3,323-51.9% | $4,866-67.1% |
| Participant deferral / active EE | $2,703 | $4,230-36.1% | $3,652-26.0% | $5,352-49.5% |
| Admin fee / account holder | $6,728 | $6,503+3.5% | $5,300+26.9% | $9,541-29.5% |