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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,450 | $123,000-12.6% | $105,582+1.8% | $198,609-45.9% |
| Participation rate | 61.5% | 76.8%-15.2pp | 71.8%-10.2pp | 82.4%-20.8pp |
| Annual return | 17.77% | 18.31%-0.5pp | 18.61%-0.8pp | 202.70%-184.9pp |
| Employer contribution / active EE | $1,958 | $3,582-45.3% | $2,984-34.4% | $5,055-61.3% |
| Participant deferral / active EE | $6,395 | $5,013+27.6% | $4,353+46.9% | $6,977-8.3% |
| Admin fee / account holder | $0 | $16,254-100.0% | $12,856-100.0% | $19,030-100.0% |