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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,450 | $107,733-0.3% | $92,985+15.6% | $154,746-30.6% |
| Participation rate | 61.5% | 74.6%-13.0pp | 69.5%-8.0pp | 80.7%-19.2pp |
| Annual return | 17.77% | 30.39%-12.6pp | 27.99%-10.2pp | 172.34%-154.6pp |
| Employer contribution / active EE | $1,958 | $3,126-37.4% | $2,662-26.5% | $4,379-55.3% |
| Participant deferral / active EE | $6,395 | $5,053+26.6% | $4,377+46.1% | $6,730-5.0% |
| Admin fee / account holder | $0 | $11,369-100.0% | $9,463-100.0% | $14,365-100.0% |