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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,713 | $176,402-93.4% | $134,162-91.3% | $158,966-92.6% |
| Participation rate | 76.2% | 78.7%-2.5pp | 72.2%+4.0pp | 82.0%-5.8pp |
| Annual return | 32.17% | 63.66%-31.5pp | 36.35%-4.2pp | 302.95%-270.8pp |
| Employer contribution / active EE | $963 | $5,042-80.9% | $3,705-74.0% | $4,762-79.8% |
| Participant deferral / active EE | $2,212 | $4,093-46.0% | $3,500-36.8% | $5,983-63.0% |
| Admin fee / account holder | $424 | $8,719-95.1% | $6,685-93.7% | $11,250-96.2% |