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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,142 | $185,830-32.7% | $170,004-26.4% | $139,427-10.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 27.75% | 60.52%-32.8pp | 53.39%-25.6pp | 373.27%-345.5pp |
| Employer contribution / active EE | $2,171 | $7,591-71.4% | $6,786-68.0% | $4,752-54.3% |
| Participant deferral / active EE | $7,509 | $11,622-35.4% | $10,408-27.9% | $6,711+11.9% |
| Admin fee / account holder | $3,611 | $15,381-76.5% | $12,816-71.8% | $11,404-68.3% |