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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,378 | $80,812+83.6% | $160,784-7.7% | $82,448+80.0% |
| Participation rate | 58.2% | 66.2%-8.1pp | 77.0%-18.8pp | 68.1%-9.9pp |
| Annual return | 14.33% | 100.59%-86.3pp | 1803.92%-1789.6pp | 41.64%-27.3pp |
| Employer contribution / active EE | $1,910 | $2,174-12.1% | $3,733-48.8% | $2,551-25.1% |
| Participant deferral / active EE | $3,639 | $4,335-16.1% | $6,293-42.2% | $4,139-12.1% |
| Admin fee / account holder | $16,534 | $7,695+114.9% | $9,717+70.2% | $7,234+128.5% |