Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,151 | $72,177-74.9% | $115,038-84.2% | $59,633-69.6% |
| Participation rate | 41.5% | 72.6%-31.0pp | 81.4%-39.9pp | 68.7%-27.2pp |
| Annual return | -0.54% | 12.02%-12.6pp | 26.14%-26.7pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $812 | $2,841-71.4% | $4,608-82.4% | $2,203-63.1% |
| Participant deferral / active EE | $1,755 | $4,783-63.3% | $6,026-70.9% | $3,192-45.0% |
| Admin fee / account holder | $1,226 | $4,927-75.1% | $8,175-85.0% | $4,297-71.5% |