Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,080 | $72,486-28.2% | $87,103-40.2% | $72,976-28.6% |
| Participation rate | 47.1% | 72.8%-25.8pp | 76.9%-29.8pp | 69.5%-22.4pp |
| Annual return | 14.44% | 24.46%-10.0pp | 28.19%-13.7pp | 81.02%-66.6pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,835 | $3,270-13.3% | $4,049-30.0% | $3,608-21.4% |
| Admin fee / account holder | $1,096 | $5,055-78.3% | $7,491-85.4% | $5,124-78.6% |