Retirement plan

U.S RETIREMENT PARTNERS 401K PLAN

Name: U.S. RETIREMENT PARTNERS, INC. - U.S RETIREMENT PARTNERS 401K PLAN (2016) Form 5500
Creator: U.S. RETIREMENT PARTNERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, U.S RETIREMENT PARTNERS 401K PLAN, U.S. RETIREMENT PARTNERS, INC.

U.S. RETIREMENT PARTNERS, INC.EIN 26-0829701Plan #001PY 2016

99 WOOD AVENUE SOUTH - ISELIN, NJ 08830732-321-8314

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$12.9M

+18.3% from 2015

Total participants

289

+1.4% from 2015

Average account balance

$46,209

+14.9% from 2015

Annual return

8.12%

-50.59 pp from 2015

Benchmarks

See 2,214 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,214 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$85.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$95K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

895

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6.19M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+47.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
COHNREZNICK LLP2+ years Filed as: COHNREZNICK, LLP Service code 99 · EIN 22-1478099	Other Fees	$15,101
VOYA RETIREMENT INSURANCE & ANNUITY2+ years Service code 26 · EIN 71-0294708	Advisory (Participants)	$5,488

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$7K

$34 / participant

Other / not subdivided$7K100.0%

% of EOY assets

0.057%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: COHNREZNICK
Auditor EIN: 221478099
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,209

$74,089-37.6%

$133,979-65.5%

$55,167-16.2%

Participation rate

95.4%

84.3%+11.2pp

87.1%+8.4pp

69.0%+26.4pp

Annual return

8.12%

12.11%-4.0pp

29.30%-21.2pp

169.23%-161.1pp

Employer contribution / active EE

$2,626

$3,064-14.3%

$5,211-49.6%

$1,963+33.8%

Participant deferral / active EE

$5,020

$4,678+7.3%

$6,282-20.1%

$3,054+64.4%

Admin fee / account holder

$26

$458-94.2%

$9,324-99.7%

$504-94.8%

Provider

Service type

Compensation

COHNREZNICK LLP2+ years

Filed as: COHNREZNICK, LLP

Service code 99 · EIN 22-1478099

Other Fees

$15,101

VOYA RETIREMENT INSURANCE & ANNUITY2+ years

Service code 26 · EIN 71-0294708

Advisory (Participants)

$5,488

U.S RETIREMENT PARTNERS 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

U.S RETIREMENT PARTNERS 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion