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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,892 | $184,014-78.9% | $161,149-75.9% | $138,895-72.0% |
| Participation rate | 52.9% | 82.1%-29.1pp | 78.8%-25.9pp | 79.9%-27.0pp |
| Annual return | 18.98% | 21.52%-2.5pp | 21.16%-2.2pp | 145.39%-126.4pp |
| Employer contribution / active EE | $1,589 | $5,055-68.6% | $4,360-63.6% | $4,194-62.1% |
| Participant deferral / active EE | $4,755 | $6,909-31.2% | $6,153-22.7% | $6,396-25.7% |
| Admin fee / account holder | $253 | $18,027-98.6% | $15,194-98.3% | $12,562-98.0% |