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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,760 | $106,267-75.8% | $96,520-73.3% | $139,456-81.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 17.51% | 38.45%-20.9pp | 35.72%-18.2pp | 373.45%-355.9pp |
| Employer contribution / active EE | $3,603 | $4,105-12.2% | $3,739-3.6% | $4,753-24.2% |
| Participant deferral / active EE | $4,613 | $5,454-15.4% | $4,879-5.4% | $6,711-31.3% |
| Admin fee / account holder | $613 | $7,882-92.2% | $6,733-90.9% | $11,407-94.6% |