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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,884 | $227,597-10.4% | $189,575+7.5% | $167,536+21.7% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.4%-11.8pp | 82.1%-15.4pp |
| Annual return | 20.98% | 78.44%-57.5pp | 64.19%-43.2pp | 478.82%-457.8pp |
| Employer contribution / active EE | $13,067 | $5,316+145.8% | $4,412+196.2% | $4,839+170.0% |
| Participant deferral / active EE | $7,009 | $7,002+0.1% | $6,174+13.5% | $6,342+10.5% |
| Admin fee / account holder | $43 | $11,877-99.6% | $9,806-99.6% | $12,315-99.7% |