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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,638 | $228,395-37.1% | $185,861-22.7% | $158,982-9.7% |
| Participation rate | 66.7% | 82.3%-15.6pp | 78.0%-11.4pp | 82.0%-15.3pp |
| Annual return | 24.01% | 40.82%-16.8pp | 35.96%-11.9pp | 302.99%-279.0pp |
| Employer contribution / active EE | $18,763 | $4,968+277.7% | $4,088+359.0% | $4,763+293.9% |
| Participant deferral / active EE | $6,500 | $6,417+1.3% | $5,634+15.4% | $5,983+8.6% |
| Admin fee / account holder | $2 | $11,869-100.0% | $9,503-100.0% | $11,252-100.0% |