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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,544 | $209,425-68.2% | $178,499-62.7% | $158,966-58.1% |
| Participation rate | 62.5% | 86.4%-23.9pp | 81.9%-19.4pp | 82.0%-19.5pp |
| Annual return | 9.92% | 188.80%-178.9pp | 151.10%-141.2pp | 302.95%-293.0pp |
| Employer contribution / active EE | $1,630 | $5,707-71.4% | $5,011-67.5% | $4,762-65.8% |
| Participant deferral / active EE | $5,296 | $5,955-11.1% | $5,202+1.8% | $5,983-11.5% |
| Admin fee / account holder | $1,171 | $17,078-93.1% | $13,986-91.6% | $11,250-89.6% |