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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,162 | $198,457-85.3% | $170,435-82.9% | $147,586-80.2% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 19.46% | 257.30%-237.8pp | 205.94%-186.5pp | 578.59%-559.1pp |
| Employer contribution / active EE | $2,175 | $6,183-64.8% | $5,432-60.0% | $4,876-55.4% |
| Participant deferral / active EE | $9,848 | $5,629+74.9% | $4,939+99.4% | $5,439+81.1% |
| Admin fee / account holder | $1,493 | $16,852-91.1% | $13,881-89.2% | $10,886-86.3% |