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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,403 | $152,592-46.7% | $125,180-35.0% | $152,885-46.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 20.63% | 54.84%-34.2pp | 43.79%-23.2pp | 345.39%-324.8pp |
| Employer contribution / active EE | $1,801 | $4,947-63.6% | $3,866-53.4% | $4,763-62.2% |
| Participant deferral / active EE | $3,077 | $5,868-47.6% | $4,937-37.7% | $5,851-47.4% |
| Admin fee / account holder | $2,233 | $13,435-83.4% | $9,703-77.0% | $11,598-80.7% |