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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,843 | $131,835+72.1% | $108,582+108.9% | $273,972-17.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 4.27% | -91.57%+95.8pp | -51.70%+56.0pp | 41.46%-37.2pp |
| Employer contribution / active EE | $6,995 | $4,913+42.4% | $3,758+86.1% | $4,869+43.7% |
| Participant deferral / active EE | $6,380 | $5,127+24.4% | $4,311+48.0% | $5,287+20.7% |
| Admin fee / account holder | $5,264 | $10,253-48.7% | $7,645-31.1% | $10,133-48.1% |