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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,218 | $198,462-38.4% | $170,439-28.3% | $147,585-17.2% |
| Participation rate | 66.7% | 88.0%-21.3pp | 83.6%-16.9pp | 82.8%-16.2pp |
| Annual return | 15.19% | 257.30%-242.1pp | 205.94%-190.7pp | 578.58%-563.4pp |
| Employer contribution / active EE | $8,234 | $6,184+33.2% | $5,433+51.6% | $4,876+68.9% |
| Participant deferral / active EE | $6,000 | $5,629+6.6% | $4,939+21.5% | $5,439+10.3% |
| Admin fee / account holder | $4,203 | $16,852-75.1% | $13,881-69.7% | $10,886-61.4% |