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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,435 | $181,896-66.8% | $156,551-61.4% | $273,972-77.9% |
| Participation rate | 66.7% | 88.4%-21.7pp | 84.0%-17.3pp | 83.0%-16.3pp |
| Annual return | 6.67% | 30.74%-24.1pp | 32.23%-25.6pp | 41.46%-34.8pp |
| Employer contribution / active EE | $13,515 | $6,248+116.3% | $5,501+145.7% | $4,869+177.6% |
| Participant deferral / active EE | $6,285 | $5,550+13.2% | $4,871+29.0% | $5,287+18.9% |
| Admin fee / account holder | $5,129 | $15,560-67.0% | $13,028-60.6% | $10,133-49.4% |