Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,288 | $77,638-68.7% | $156,551-84.5% | $62,881-61.4% |
| Participation rate | 37.9% | 71.2%-33.3pp | 84.0%-46.1pp | 69.3%-31.4pp |
| Annual return | -5.35% | 50.33%-55.7pp | 32.23%-37.6pp | 20.14%-25.5pp |
| Employer contribution / active EE | $307 | $3,444-91.1% | $5,501-94.4% | $2,281-86.5% |
| Participant deferral / active EE | $3,983 | $3,046+30.8% | $4,871-18.2% | $3,203+24.3% |
| Admin fee / account holder | $5,323 | $5,561-4.3% | $13,028-59.1% | $4,296+23.9% |