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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,791 | $209,405+154.9% | $178,486+199.1% | $158,931+235.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.06% | 188.77%-182.7pp | 151.08%-145.0pp | 302.86%-296.8pp |
| Employer contribution / active EE | $13,920 | $5,707+143.9% | $5,011+177.8% | $4,761+192.3% |
| Participant deferral / active EE | $16,900 | $5,954+183.8% | $5,202+224.9% | $5,982+182.5% |
| Admin fee / account holder | $2,764 | $17,076-83.8% | $13,985-80.2% | $11,247-75.4% |