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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $533,791 | $209,422+154.9% | $178,503+199.0% | $158,982+235.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.06% | 188.81%-182.7pp | 151.12%-145.1pp | 302.99%-296.9pp |
| Employer contribution / active EE | $13,920 | $5,707+143.9% | $5,011+177.8% | $4,763+192.3% |
| Participant deferral / active EE | $16,900 | $5,955+183.8% | $5,202+224.9% | $5,983+182.4% |
| Admin fee / account holder | $2,764 | $17,079-83.8% | $13,987-80.2% | $11,252-75.4% |