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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,398 | $138,072+89.3% | $123,549+111.6% | $135,382+93.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -13.35% | 153.69%-167.0pp | 119.20%-132.6pp | 519.77%-533.1pp |
| Employer contribution / active EE | $36,587 | $5,152+610.2% | $4,628+690.6% | $4,779+665.6% |
| Participant deferral / active EE | $16,789 | $6,799+146.9% | $6,426+161.3% | $5,609+199.3% |
| Admin fee / account holder | $110 | $10,917-99.0% | $9,284-98.8% | $10,829-99.0% |