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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,195 | $135,956+0.9% | $123,894+10.7% | $273,972-49.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.64% | 56.63%-47.0pp | 47.52%-37.9pp | 41.46%-31.8pp |
| Employer contribution / active EE | $18,422 | $5,170+256.3% | $4,617+299.0% | $4,869+278.4% |
| Participant deferral / active EE | $12,666 | $6,343+99.7% | $5,984+111.7% | $5,287+139.6% |
| Admin fee / account holder | $3,772 | $9,817-61.6% | $8,357-54.9% | $10,133-62.8% |