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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,511 | $107,806-85.6% | $90,655-82.9% | $135,382-88.5% |
| Participation rate | 52.6% | 78.0%-25.4pp | 74.0%-21.4pp | 82.6%-30.0pp |
| Annual return | -12.97% | -0.90%-12.1pp | 1.89%-14.9pp | 519.77%-532.7pp |
| Employer contribution / active EE | $1,243 | $3,018-58.8% | $2,532-50.9% | $4,779-74.0% |
| Participant deferral / active EE | $1,678 | $3,872-56.7% | $3,425-51.0% | $5,609-70.1% |
| Admin fee / account holder | $61 | $5,931-99.0% | $4,994-98.8% | $10,829-99.4% |