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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,837 | $81,331-51.0% | $155,534-74.4% | $80,935-50.8% |
| Participation rate | 61.8% | 66.3%-4.5pp | 78.2%-16.5pp | 67.7%-5.9pp |
| Annual return | 14.64% | 33.37%-18.7pp | 64.92%-50.3pp | 35.66%-21.0pp |
| Employer contribution / active EE | $3,719 | $3,105+19.8% | $4,675-20.5% | $2,757+34.9% |
| Participant deferral / active EE | $6,670 | $3,454+93.1% | $5,630+18.5% | $4,299+55.1% |
| Admin fee / account holder | $7,668 | $7,999-4.1% | $15,900-51.8% | $6,924+10.7% |