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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,451 | $77,920-53.2% | $149,723-75.7% | $75,177-51.5% |
| Participation rate | 62.5% | 65.6%-3.1pp | 78.8%-16.3pp | 67.2%-4.7pp |
| Annual return | 29.49% | 31.72%-2.2pp | 134.50%-105.0pp | 160.75%-131.3pp |
| Employer contribution / active EE | $7,275 | $3,138+131.8% | $4,821+50.9% | $2,671+172.4% |
| Participant deferral / active EE | $9,577 | $3,411+180.7% | $5,682+68.5% | $4,126+132.1% |
| Admin fee / account holder | $5,835 | $5,951-1.9% | $13,215-55.8% | $5,651+3.3% |