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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,891 | $85,169-61.4% | $172,755-81.0% | $72,983-54.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 22.50% | 27.32%-4.8pp | 802.94%-780.4pp | 81.01%-58.5pp |
| Employer contribution / active EE | $5,307 | $3,324+59.7% | $5,144+3.2% | $2,440+117.5% |
| Participant deferral / active EE | $5,864 | $3,260+79.9% | $5,198+12.8% | $3,608+62.5% |
| Admin fee / account holder | $489 | $5,880-91.7% | $13,955-96.5% | $5,124-90.5% |