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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,847 | $115,796-12.9% | $101,264-0.4% | $158,950-36.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 18.67% | 56.15%-37.5pp | 46.48%-27.8pp | 302.91%-284.2pp |
| Employer contribution / active EE | $9,228 | $4,175+121.0% | $3,660+152.1% | $4,762+93.8% |
| Participant deferral / active EE | $22,006 | $4,958+343.8% | $4,370+403.5% | $5,983+267.8% |
| Admin fee / account holder | $835 | $7,247-88.5% | $5,947-86.0% | $11,248-92.6% |