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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,691 | $102,429-40.7% | $147,096-58.7% | $80,925-25.0% |
| Participation rate | 66.3% | 75.9%-9.6pp | 82.2%-15.9pp | 67.7%-1.4pp |
| Annual return | 15.27% | 135.02%-119.8pp | 419.75%-404.5pp | 35.65%-20.4pp |
| Employer contribution / active EE | $1,874 | $3,716-49.6% | $4,936-62.0% | $2,756-32.0% |
| Participant deferral / active EE | $3,595 | $6,649-45.9% | $8,071-55.5% | $4,299-16.4% |
| Admin fee / account holder | $2,185 | $7,957-72.5% | $13,005-83.2% | $6,940-68.5% |