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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,054 | $93,598-35.8% | $135,974-55.8% | $75,173-20.1% |
| Participation rate | 56.7% | 75.2%-18.5pp | 81.9%-25.3pp | 67.2%-10.5pp |
| Annual return | 15.72% | 30.89%-15.2pp | 68.30%-52.6pp | 160.72%-145.0pp |
| Employer contribution / active EE | $1,654 | $3,538-53.2% | $4,859-66.0% | $2,671-38.1% |
| Participant deferral / active EE | $3,331 | $6,405-48.0% | $7,760-57.1% | $4,126-19.3% |
| Admin fee / account holder | $998 | $6,978-85.7% | $10,767-90.7% | $5,651-82.3% |