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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,977 | $109,344-68.0% | $89,400-60.9% | $158,950-78.0% |
| Participation rate | 85.7% | 74.3%+11.4pp | 68.0%+17.7pp | 82.0%+3.8pp |
| Annual return | 8.98% | 345.73%-336.8pp | 245.64%-236.7pp | 302.91%-293.9pp |
| Employer contribution / active EE | $1,084 | $3,170-65.8% | $2,586-58.1% | $4,762-77.2% |
| Participant deferral / active EE | $2,803 | $4,599-39.0% | $3,890-27.9% | $5,983-53.1% |
| Admin fee / account holder | $830 | $6,154-86.5% | $4,882-83.0% | $11,248-92.6% |