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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,035 | $176,786-42.8% | $146,643-31.1% | $167,536-39.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.00% | 24.04%-13.0pp | 22.75%-11.7pp | 478.82%-467.8pp |
| Employer contribution / active EE | $4,947 | $5,161-4.2% | $4,137+19.6% | $4,839+2.2% |
| Participant deferral / active EE | $8,622 | $6,440+33.9% | $5,506+56.6% | $6,342+35.9% |
| Admin fee / account holder | $2,357 | $13,262-82.2% | $10,280-77.1% | $12,315-80.9% |