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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,174 | $90,509+46.0% | $78,693+68.0% | $273,968-51.8% |
| Participation rate | 63.6% | 76.5%-12.9pp | 73.6%-9.9pp | 83.0%-19.4pp |
| Annual return | 8.96% | 75.61%-66.7pp | 62.18%-53.2pp | 41.45%-32.5pp |
| Employer contribution / active EE | $2,725 | $3,175-14.2% | $2,850-4.4% | $4,869-44.0% |
| Participant deferral / active EE | $9,328 | $3,901+139.1% | $3,517+165.2% | $5,287+76.4% |
| Admin fee / account holder | $8,819 | $5,264+67.5% | $4,511+95.5% | $10,132-13.0% |