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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,554 | $167,352-70.4% | $143,788-65.5% | $134,509-63.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.80% | 0.47%-23.3pp | -0.03%-22.8pp | 418.13%-440.9pp |
| Employer contribution / active EE | $3,122 | $5,620-44.4% | $4,952-37.0% | $4,741-34.1% |
| Participant deferral / active EE | $5,212 | $6,447-19.2% | $5,638-7.6% | $6,400-18.6% |
| Admin fee / account holder | $2,293 | $18,091-87.3% | $14,675-84.4% | $11,427-79.9% |