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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,042 | $57,350-52.8% | $83,850-67.8% | $64,181-57.9% |
| Participation rate | 25.9% | 68.6%-42.7pp | 76.1%-50.2pp | 69.6%-43.6pp |
| Annual return | -4.60% | 11.38%-16.0pp | 850.92%-855.5pp | 7.63%-12.2pp |
| Employer contribution / active EE | $0 | $2,545-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,557 | $2,993-48.0% | $4,082-61.9% | $3,470-55.1% |
| Admin fee / account holder | $2,361 | $4,046-41.6% | $5,478-56.9% | $4,887-51.7% |