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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,189 | $209,425+13.7% | $178,499+33.4% | $158,966+49.8% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 17.24% | 188.80%-171.6pp | 151.10%-133.9pp | 302.95%-285.7pp |
| Employer contribution / active EE | $1,192 | $5,707-79.1% | $5,011-76.2% | $4,762-75.0% |
| Participant deferral / active EE | $8,810 | $5,955+47.9% | $5,202+69.4% | $5,983+47.2% |
| Admin fee / account holder | $11,632 | $17,078-31.9% | $13,986-16.8% | $11,250+3.4% |