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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,959 | $167,362-76.1% | $143,799-72.2% | $134,532-70.3% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -8.00% | 0.47%-8.5pp | -0.04%-8.0pp | 418.27%-426.3pp |
| Employer contribution / active EE | $219 | $5,620-96.1% | $4,952-95.6% | $4,741-95.4% |
| Participant deferral / active EE | $8,313 | $6,447+28.9% | $5,638+47.4% | $6,401+29.9% |
| Admin fee / account holder | $25,987 | $18,094+43.6% | $14,677+77.1% | $11,429+127.4% |