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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,777 | $209,425-67.2% | $178,499-61.5% | $158,966-56.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 137.04% | 188.80%-51.8pp | 151.10%-14.1pp | 302.95%-165.9pp |
| Employer contribution / active EE | $3,269 | $5,707-42.7% | $5,011-34.8% | $4,762-31.4% |
| Participant deferral / active EE | $1,250 | $5,955-79.0% | $5,202-76.0% | $5,983-79.1% |
| Admin fee / account holder | $79,072 | $17,078+363.0% | $13,986+465.4% | $11,250+602.9% |