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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,586 | $93,064-97.2% | $74,577-96.5% | $273,972-99.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 5.48% | 26.18%-20.7pp | 20.47%-15.0pp | 41.46%-36.0pp |
| Employer contribution / active EE | $697 | $3,160-78.0% | $2,525-72.4% | $4,869-85.7% |
| Participant deferral / active EE | $1,220 | $4,160-70.7% | $3,458-64.7% | $5,287-76.9% |
| Admin fee / account holder | $5,560 | $5,273+5.4% | $4,138+34.4% | $10,133-45.1% |