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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,617 | $217,432-53.3% | $185,851-45.3% | $167,553-39.4% |
| Participation rate | 33.3% | 86.1%-52.7pp | 81.7%-48.4pp | 82.1%-48.8pp |
| Annual return | 11.20% | 148.43%-137.2pp | 122.11%-110.9pp | 478.89%-467.7pp |
| Employer contribution / active EE | $7,674 | $5,874+30.6% | $5,168+48.5% | $4,840+58.6% |
| Participant deferral / active EE | $6,086 | $6,357-4.3% | $5,569+9.3% | $6,343-4.0% |
| Admin fee / account holder | $358 | $19,820-98.2% | $16,245-97.8% | $12,316-97.1% |