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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,138 | $209,405-43.1% | $178,486-33.3% | $158,931-25.0% |
| Participation rate | 53.8% | 86.4%-32.5pp | 81.9%-28.1pp | 82.0%-28.1pp |
| Annual return | 22.46% | 188.77%-166.3pp | 151.08%-128.6pp | 302.86%-280.4pp |
| Employer contribution / active EE | $2,727 | $5,707-52.2% | $5,011-45.6% | $4,761-42.7% |
| Participant deferral / active EE | $2,100 | $5,954-64.7% | $5,202-59.6% | $5,982-64.9% |
| Admin fee / account holder | $473 | $17,076-97.2% | $13,985-96.6% | $11,247-95.8% |