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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,138 | $209,422-43.1% | $178,503-33.3% | $158,982-25.1% |
| Participation rate | 53.8% | 86.4%-32.5pp | 81.9%-28.1pp | 82.0%-28.1pp |
| Annual return | 22.46% | 188.81%-166.3pp | 151.12%-128.7pp | 302.99%-280.5pp |
| Employer contribution / active EE | $2,727 | $5,707-52.2% | $5,011-45.6% | $4,763-42.7% |
| Participant deferral / active EE | $2,100 | $5,955-64.7% | $5,202-59.6% | $5,983-64.9% |
| Admin fee / account holder | $473 | $17,079-97.2% | $13,987-96.6% | $11,252-95.8% |