Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,352 | $79,181-74.3% | $102,423-80.1% | $74,429-72.7% |
| Participation rate | 39.4% | 74.8%-35.4pp | 76.5%-37.1pp | 67.2%-27.8pp |
| Annual return | 21.82% | 54.97%-33.1pp | 29.42%-7.6pp | 1368.38%-1346.6pp |
| Employer contribution / active EE | $949 | $2,362-59.8% | $3,023-68.6% | $2,625-63.8% |
| Participant deferral / active EE | $1,986 | $4,416-55.0% | $5,054-60.7% | $4,348-54.3% |
| Admin fee / account holder | $2,175 | $2,002+8.7% | $9,455-77.0% | $1,944+11.9% |