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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,875 | $181,896-53.3% | $156,551-45.8% | $273,972-69.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -0.05% | 30.74%-30.8pp | 32.23%-32.3pp | 41.46%-41.5pp |
| Employer contribution / active EE | $10,647 | $6,248+70.4% | $5,501+93.5% | $4,869+118.7% |
| Participant deferral / active EE | $6,439 | $5,550+16.0% | $4,871+32.2% | $5,287+21.8% |
| Admin fee / account holder | $2,567 | $15,560-83.5% | $13,028-80.3% | $10,133-74.7% |