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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,351 | $27,936-30.7% | $58,561-67.0% | $75,173-74.3% |
| Participation rate | 100.0% | 38.8%+61.2pp | 50.9%+49.1pp | 67.2%+32.8pp |
| Annual return | 4.54% | 44.21%-39.7pp | 4251.33%-4246.8pp | 160.72%-156.2pp |
| Employer contribution / active EE | $2,482 | $670+270.7% | $1,053+135.6% | $2,671-7.1% |
| Participant deferral / active EE | $0 | $1,202-100.0% | $1,923-100.0% | $4,126-100.0% |
| Admin fee / account holder | $2,066 | $1,727+19.7% | $2,520-18.0% | $5,651-63.4% |