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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,457 | $171,867-30.5% | $149,718-20.2% | $147,585-19.1% |
| Participation rate | 55.6% | 88.2%-32.6pp | 87.1%-31.5pp | 82.8%-27.3pp |
| Annual return | 15.43% | 2113.36%-2097.9pp | 1501.70%-1486.3pp | 578.57%-563.1pp |
| Employer contribution / active EE | $1,855 | $6,275-70.4% | $5,444-65.9% | $4,876-62.0% |
| Participant deferral / active EE | $7,518 | $7,270+3.4% | $6,568+14.5% | $5,439+38.2% |
| Admin fee / account holder | $2,411 | $13,799-82.5% | $11,283-78.6% | $10,885-77.9% |